Service

AML/CFT program design

Risk-based AML frameworks, monitoring standards, and escalation playbooks built for regulatory scrutiny and operational efficiency.

Who it is for

Who this service is designed for

We tailor scope and evidence requirements to your operating model and license mix.

  • Forex and CFD brokers with complex client risk profiles
  • Crypto exchanges and VASPs with travel rule obligations
  • Payment institutions and EMI applicants preparing for audits

Scope of engagement

Scope of engagement

Typical inclusions that define the engagement perimeter.

  • Risk assessment design and risk factor calibration
  • AML policy and procedure alignment
  • Monitoring scenario definition and escalation workflow
  • Training, testing, and evidence routines

Typical deliverables

Typical deliverables

Concrete outputs mapped to regulator expectations.

AML/CFT policy suite

Policies aligned to regulator guidance and your risk profile.

Risk assessment methodology

Documented risk factors, scoring logic, and review cadence.

Monitoring scenario library

Thresholds, alert tuning guidance, and escalation routing.

Training and testing plan

Role-based AML training and control testing schedule.

Engagement timeline

Engagement timeline

Indicative ranges based on complexity and jurisdiction.

Typically 4 to 8 weeks, extending where multi-entity alignment or tooling changes are required.

Client responsibilities

Client responsibilities

Inputs and collaboration required for efficient delivery.

  • Provide client risk data, onboarding flows, and monitoring inputs
  • Assign MLRO or compliance lead for approval decisions
  • Confirm alert workflows and escalation contacts
  • Review and sign off policy updates

What success looks like

What success looks like

Conservative outcomes we aim to achieve with your team.

  • Risk assessment documented with clear methodology
  • Monitoring scenarios aligned to risk profile and guidance
  • Evidence trail for alerts, escalation, and reporting
  • Training and testing cadence established

Process

How we deliver

A structured approach that balances speed, regulator expectations, and operational realities.

Step 1

Risk model definition

Define risk factors, scoring, and thresholds consistent with regulator guidance.

Step 2

Program build

Document AML policies, monitoring logic, and investigation workflows.

Step 3

Readiness validation

Validate controls, prepare evidence sets, and align reporting formats.

Risk-aware note

Regulatory outcomes depend on evidence and regulator review

We focus on defensible documentation and controls, but regulators determine outcomes.

We design AML frameworks to meet regulatory expectations, but supervisory outcomes depend on regulator review and ongoing execution.

Case study

Related execution example

An anonymized engagement that reflects the scope and outcomes for this service.

Related industries

Forex Brokers

Compliance programs, execution oversight, and licensing support tailored to multi-entity brokerage groups.

Cryptocurrency Exchanges

Regulatory alignment for virtual asset service providers across licensing, AML, custody controls, and reporting.

Fintech Companies

From licensing strategy to operational controls, we help fintechs scale without compliance surprises.

Related insights

Insights tied to this service

Relevant guidance and practical playbooks for this service area.

Core Controls for VASP Licensing

A regulator-facing view of custody, travel rule, and transaction monitoring controls for virtual asset service providers.

When to Use Outsourced Compliance and MLRO Support

A practical view on outsourced oversight without losing regulatory credibility.

AML Readiness Playbook for High-Growth Brokers

A practical framework to align onboarding, monitoring, and escalation without slowing client acquisition.

FAQ

Service questions

If you need a tailored scope, we can walk through the details.

Do you cover transaction monitoring rules and alert tuning?

Yes. We document scenarios, thresholds, and review cycles and can advise on tuning priorities.

Can you help prepare for an AML audit?

We build the evidence trail and testing pack so audits are faster and more defensible.

Will the program slow onboarding?

The framework is risk-based to keep onboarding efficient while meeting regulator expectations.

Next step

Scope a tailored compliance program

Book a call to discuss jurisdiction priorities, timelines, and evidence requirements.